Linking Concessions with Basic Sanitation and Finances

The government of Brazil has recently declared that it will make concessions through a partnership with the National Bank of Economic and Social Development (BNDES). The president of Trata Brasil, Edison Carlos said that the initiative would significantly increase sanitation since both the public and private forms of management will act in a complementary way.

The primary role of BNDES will be to develop action plans for the state they serve based on the survey on With the report and action plan, the bank can now easily adopt the new sanitation plan. Financial expert Felipe Montoro Jens explains that the loss of water as the main cause of the flow of financial resources as it’s hard to receive any services to the waste.

Mr. Felipe Montoro Jens was keen to note that for an improved financial situation, more organizations should chip in to improve sanitation. Both Mr. Edison and Felipe Montoro agree that the efficiency of the organization is not classified by the nature of the administration it has. Being a financial guru, Mr. Felipe also said that the costs of the project must be reviewed frequently.

Felipe Montoro Jens is a financial and investment expert who has engineered a lot of changes in the financial world. Mr. Felipe has fully dedicated his life to the finance industry. Born in 1971, Mr. Felipe has lived his life to prove that he is a very hardworking and outstanding leader. He has faced many critics during his line of work, but he has managed to overcome them and reach his career success.

Mr. Felipe Montoro Jens has founded and chaired many finical organizations. He is currently the Executive Officer of the following firms: Concessionaria Interoceania Sur Tramo 2, AC Energia SA, Concesionaria Travase Olmos, and Empresa de Generación Huallaga SA. He is also the chairman at Arboreoland Empreendimentos Imobiliários at He is a director at Foz do Brasil SA, Braskem SA, and Fonte Nova Negocios e Participacoes SA. He is a Principal at H2olmos, Marañon Energia SA, Peru Inversiones En Infraestructura SA. Mr. Felipe has an undergraduate degree from the Getulio Vargas Foundation and a graduate degree from Thunderbird School of Global Management.

Check for more details about Felipe Montor Jens

Finding All Natural Restoration With WEN By Chaz

As a blogger and champion of many causes near and dear to heart such as finding sustainable methods of production or animal rights, it can be difficult sometimes to find products that make me look my best while adhering to m own personal standards and ethics. I don’t believe looking good has to come at the price of surrendering my values and never will.

So I was more than ecstatic when I heard about the new cleansing conditioner hitting the market from one of my all-time favorite celebrity stylists, Chaz Dean. As an animal lover and self-proclaimed activist, I was able to jump on board a product manufactured by someone who equally holds the lives of animals in the same esteem as myself.

More than the company’s stance on animal testing and my admiration for the stylist who created it, I loved the way WEN by Chaz made me feel. That may sound a bit over the top but it’s true. WEN by Chaz did exactly as it said it would, my hair became noticeably more manageable and definitely a lot smoother but not purported on the label was how it would affect the way I felt about myself. After receiving compliments from all of my co-workers at my day job and by one very kind stranger at the coffee shop by my place, I began to feel better about the way I looked.

After doing some research into the what I lovingly dub my “secret serum” I found that WEN by Chaz is organic and sourced from elements found in nature as they should be found. Far too often do I feel like I need to take a course on inorganic chemistry to understand the labels on some conditioners but this was not the case for WEN by Chaz.

It’s been four months since I first started using WEN by Chaz and I see another four months coming strong.

Follow Chaz Dean on Twitter.

When A Challenge Goes Unanswered

If a company offers a competitor a challenge, and the competitor politely declines, there is nothing left for the competitor to do except to keep quiet about their supposed superiority. When Chief Executive Officer Rick Smith of Securus Technologies, offered competitor Global Tel Link (GTL) a challenge to have an independent judge determine which company has the most advanced inmate communication systems and which company offers superior customer service, GTL declined.


Securus Technologies operates its own domestic call center, while GTL outsources at least part of their customer service. GTL also outsources much of the work that Securus uses its trained field technicians to do. While outsourcing is not automatically an indication of inferior service, GTL could prove their customer service is equally as good as Securus’ by accepting the challenge. An unbiased third-party could judge call answer times and survey correctional facility customers to determine to gauge their satisfaction with the work done by technicians from each company.


As for a challenge based on technology, Securus clearly offers a greater number of innovative products, including inmate tablets apps, voice biometrics and parolee monitoring via satellite. In a comparison of product capabilities, Securus is clearly the winner. Smith isn’t expecting GTL to change their mind about accepting the challenge anytime soon.

Todd Lubar’s Growth and Contributions within the Mortgage Industry

TDL Global Ventures’ President, Todd Lubar, joined the mortgage sector in 1995. He quickly realized that this was the career path that he wanted to follow. He became a loan originator for the Crestar Mortgage Corporation. At this position, he gained valuable knowledge on conservative mortgage banking. He also spent his time growing valuable relationships with CPA’s, insurance agents, financial planners, realtors, and insurance agents. They are now a crucial source of his referral business.

Early Career

Todd Lubar had taken another crucial step in 1991 by acquiring an equity position with Legacy Financial Group. It provided him with the opportunity to expand his lending capacity. He could now loan out capital as a direct mortgage bank and broker loans to outside investors.

In 2002, he decided it was time to become independent by opening Legendary Properties, LLC. Todd was already well rooted in the mortgage sector. This allowed his firm to progress in rehabilitating, purchasing, selling and profiting from over 200 transactions. They ranged from single-family units to multi-family complexes. This business was vital to him because it allowed him to establish good relationships with banks. It opened up lines of credit as high as $20 million dollars.

He continued his investment in the mortgage banking sector in 2003 by opening Charter Funding. The company was affiliated to one of the biggest privately-owned mortgage companies in America. This allowed him to expand his business because of unlimited access to programs and products at his disposal. See his personal website at

Legendary Financial LLC

Todd Lubar’s 12-year market experience allowed him to identify an underutilized niche, which informed his decision to from Legendary Financial LLC. The firm is a commercial lender for both companies and individuals. He used the liquidity of Legendary Properties, LLC, and his personal funds, to help borrowers ignored by traditional lending sources. His involvement in over 7,000 transactions has given him the inherent ability to analyze the risk of any scenario.

As the mortgage industry underwent a rough patch in 2008, he ventured out into other lines of business such as commercial demolition. He also became involved in the scrap metal recycling sector. He resides in Bethesda, Maryland.

For more information, visit Todd’s Linked In page and this additional reference: